Before searching for your dream home this spring, take the time to get pre-qualified! (Many sellers are actually requiring this before allowing showings, too.) One of our most trusted mortgage advisors, Mike Archer with First Home Mortgage, explains how to go about this essential process safely and easily, from the comfort of your home.
The first step in getting pre-qualified is a short conversation by phone to discuss the process and your general options. The goal of the initial conversation is to explain the process and set realistic expectations and a timeline to complete the process. The pre-qualification process will be slightly different for each buyer depending upon their source(s) of income and their types of existing debt/expenses. First Home Mortgage has a mortgage app that allows prospective buyers to complete the application and submit all of their documentation very simply using their phone, iPad, or computer. Don’t have a printer or fax? No problem! The app allows you to take a picture of your financial documents and simply upload them with the click of a button. (delete: Getting pre-qualified is an essential first step in buying your first home and now you can do it from the comfort of your own home.) Once the application is complete, we can schedule a zoom or facetime call to talk through your application and options in detail. Once you're officially pre-qualified, the Jen Holden Group can get to work helping you find your next home! To get started, please visit my website at www.ArcherMortgageTeam.com or download my mobile app at https://mtgpro.co/1x7yz or to get the app on your phone, please text “Mortgage App” to 443-226-2030
Branch Manager / Sr. Mortgage Consultant
Direct: 443-226-2030 | Team Line:443.906.1479 | Fax: 443.725.9185